[{"data":1,"prerenderedAt":320},["ShallowReactive",2],{"article-\u002Fconseils-finance-blogue\u002Fpourquoi-avoir-une-assurance-vie-et-laquelle-choisir":3},{"id":4,"title":5,"body":6,"composed":304,"date":305,"description":306,"elementorDocs":307,"elementorId":308,"extension":309,"image":307,"legacyUrl":310,"meta":311,"navigation":304,"ogDescription":306,"ogImage":312,"ogTitle":313,"path":314,"robots":315,"seo":316,"seoTitle":317,"stem":318,"__hash__":319},"articles\u002Fconseils-finance-blogue\u002Fpourquoi-avoir-une-assurance-vie-et-laquelle-choisir.md","Pourquoi avoir une assurance vie et laquelle choisir?",{"type":7,"value":8,"toc":301},"minimark",[9,52,114],[10,11,19],"el-section",{"el":12,"res":13},"706dd1f8",{"tag":14,"class":15,"type":14,"settings":16,"container":17,"overlay":18},"section","elementor-section elementor-top-section elementor-element elementor-element-706dd1f8 elementor-section-full_width elementor-section-height-default elementor-section-height-default","{\"background_background\":\"classic\"}","elementor-container elementor-column-gap-default","elementor-background-overlay",[20,21,28,43],"el-column",{"el":22,"res":23},"542d9d0c",{"tag":24,"class":25,"type":26,"settings":16,"wrap":27},"div","elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-542d9d0c","column","elementor-widget-wrap elementor-element-populated",[29,30,40],"el-heading",{"el":31,"res":32},"bf8ebbf",{"tag":24,"class":33,"type":34,"widget":35,"container":36,"lead":37},"elementor-element elementor-element-bf8ebbf elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading","widget","theme-post-title.default","elementor-widget-container",{"tag":38,"class":39},"h1","elementor-heading-title elementor-size-default",[41,42,5],"p",{},[44,45],"el-breadcrumb",{"el":46,"res":47},"3ea95d0a",{"tag":24,"class":48,"type":34,"widget":49,"container":36,"lead":50},"elementor-element elementor-element-3ea95d0a elementor-widget elementor-widget-shortcode","shortcode.default",{"tag":24,"class":51},"elementor-shortcode",[10,53,57],{"el":54,"res":55},"21f08f28",{"tag":14,"class":56,"type":14,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-21f08f28 elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,58,62,74,79,101],{"el":59,"res":60},"25b130cc",{"tag":24,"class":61,"type":26,"settings":16,"wrap":27},"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-25b130cc",[63,64,71],"el-text",{"el":65,"res":66},"3cd954ef",{"tag":24,"class":67,"type":34,"widget":68,"container":36,"lead":69},"elementor-element elementor-element-3cd954ef elementor-widget elementor-widget-text-editor","text-editor.default",{"tag":41,"class":70},"subtitle",[41,72,73],{},"Partagez l’article:",[75,76],"el-share-buttons",{"el":77,"networks":78},"21410e2e","facebook,twitter,linkedin",[63,80,86,95,98],{"el":81,"res":82},"5958a9e6",{"tag":24,"class":83,"type":34,"widget":68,"container":36,"lead":84},"elementor-element elementor-element-5958a9e6 elementor-widget elementor-widget-text-editor",{"tag":41,"class":85},"",[41,87,88,89,94],{},"Vous hésitez à prendre une ",[90,91,93],"a",{"href":92},"\u002Fassurance-de-personne\u002Fassurance-vie\u002F","assurance vie",", mais ne savez pas par où commencer?",[41,96,97],{},"​",[41,99,100],{},"Entre toutes les propositions d’assurances vie disponibles sur le marché, il est normal de s’y perdre un peu! LIVSTA vous aide à y voir plus clair pour que vous soyez en mesure de prendre la meilleure décision pour VOUS!",[102,103,111],"el-button",{"el":104,"to":105,"res":106},"60dcca94","\u002Fconseils-finance-blogue\u002F",{"tag":24,"class":107,"type":34,"widget":108,"container":36,"lead":109},"elementor-element elementor-element-60dcca94 elementor-align-left elementor-widget elementor-widget-button","button.default",{"tag":24,"class":110},"elementor-button-wrapper",[41,112,113],{},"Retourner au blogue",[10,115,119],{"el":116,"res":117},"379d2ff5",{"tag":14,"class":118,"type":14,"settings":16,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-379d2ff5 elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,120,124,135,154,163,172,183,190,197,236,245,263,273,282,290,293],{"el":121,"res":122},"2d750821",{"tag":24,"class":123,"type":26,"wrap":27},"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2d750821",[29,125,132],{"el":126,"res":127},"2485f2f",{"tag":24,"class":128,"type":34,"widget":129,"container":36,"lead":130},"elementor-element elementor-element-2485f2f elementor-widget elementor-widget-heading","heading.default",{"tag":131,"class":39},"h2",[41,133,134],{},"Pourquoi avoir une assurance vie?",[63,136,141,144,146,149,151],{"el":137,"res":138},"582fd8e8",{"tag":24,"class":139,"type":34,"widget":68,"container":36,"lead":140},"elementor-element elementor-element-582fd8e8 elementor-widget elementor-widget-text-editor",{"tag":41,"class":85},[41,142,143],{},"Si vous lisez cet article, vous êtes fort probablement à la recherche d’une assurance vie qui collera à votre situation personnelle et financière. Avez-vous commencé à lire sur le sujet? Si oui, avez-vous remarqué la stratégie empruntée par la majorité des compagnies d’assurance vie? La peur.",[41,145,97],{},[41,147,148],{},"Vous devez cependant comprendre deux choses : les produits d’assurance vie sont extrêmement lucratifs pour les compagnies d’assurance et l’assurance vie n’est pas une obligation. Il s’agit seulement d’une option parmi d’autres pour protéger vos proches s’il devait vous arriver quelque chose.",[41,150,97],{},[41,152,153],{},"La seule bonne raison de prendre une assurance vie est donc s’il s’agit de la meilleure protection pour vous.",[29,155,160],{"el":156,"res":157},"168068f",{"tag":24,"class":158,"type":34,"widget":129,"container":36,"lead":159},"elementor-element elementor-element-168068f elementor-widget elementor-widget-heading",{"tag":131,"class":39},[41,161,162],{},"Analyse des besoins d’assurance vie",[63,164,169],{"el":165,"res":166},"e1fa52d",{"tag":24,"class":167,"type":34,"widget":68,"container":36,"lead":168},"elementor-element elementor-element-e1fa52d elementor-widget elementor-widget-text-editor",{"tag":41,"class":85},[41,170,171],{},"Généralement, trois questions principales suffisent pour savoir si l’assurance vie est la bonne solution pour vous :",[173,174],"el-icon-list",{"el":175,"items":176,"res":177},"717d8a75","[{\"num\":\"01\",\"text\":\"Avez-vous un prêt hypothécaire conjoint?\"}]",{"tag":24,"class":178,"type":34,"widget":179,"container":36,"lead":180},"elementor-element elementor-element-717d8a75 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list","icon-list.default",{"tag":181,"class":182},"ul","elementor-icon-list-items",[173,184],{"el":185,"items":186,"res":187},"d39b98c","[{\"num\":\"02\",\"text\":\"Avez-vous une ou plusieurs personnes à charge?\"}]",{"tag":24,"class":188,"type":34,"widget":179,"container":36,"lead":189},"elementor-element elementor-element-d39b98c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list",{"tag":181,"class":182},[173,191],{"el":192,"items":193,"res":194},"62837a4","[{\"num\":\"03\",\"text\":\"Avez-vous des dépenses à payer à votre décès (impôt, frais funéraires, etc.) ?\"}]",{"tag":24,"class":195,"type":34,"widget":179,"container":36,"lead":196},"elementor-element elementor-element-62837a4 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list",{"tag":181,"class":182},[63,198,203,216,218,221,223,226,228],{"el":199,"res":200},"164849f3",{"tag":24,"class":201,"type":34,"widget":68,"container":36,"lead":202},"elementor-element elementor-element-164849f3 elementor-widget elementor-widget-text-editor",{"tag":41,"class":85},[41,204,205,206,210,211,215],{},"Si vous avez répondu oui à l’une de ces questions, l’assurance vie pourrait être une bonne protection pour vous. Ensuite, en déterminant si vos réponses changeront dans le futur, vous seriez en mesure de savoir laquelle de l’",[90,207,209],{"href":208},"\u002Fassurance-de-personne\u002Fassurance-vie\u002Fassurance-vie-permanente\u002F","assurance vie permanente"," ou ",[90,212,214],{"href":213},"\u002Fassurance-de-personne\u002Fassurance-vie\u002Fassurance-vie-temporaire\u002F","temporaire"," serait la plus appropriée.",[41,217,97],{},[41,219,220],{},"Par exemple : comme votre prêt hypothécaire conjoint sera probablement payé d’ici 20 à 30 ans, une assurance temporaire pourrait faire l’affaire pour couvrir ce besoin qui disparaitra dans le temps.",[41,222,97],{},[41,224,225],{},"Si vous avez répondu par la négative, vous pourriez trouver une solution pour votre patrimoine qui colle mieux à votre réalité.",[41,227,97],{},[41,229,230,231,235],{},"Bien entendu, un nombre de nuances infini existe, aucune situation n’est noire ou blanche. Si vous désirez obtenir une analyse détaillée et sans frais de vos besoins en assurance vie, vous pouvez ",[90,232,234],{"href":233},"\u002Finvestir-argent-et-bourse-en-ligne\u002F","remplir notre questionnaire en ligne dès maintenant","!",[29,237,242],{"el":238,"res":239},"f6dd1c7",{"tag":24,"class":240,"type":34,"widget":129,"container":36,"lead":241},"elementor-element elementor-element-f6dd1c7 elementor-widget elementor-widget-heading",{"tag":131,"class":39},[41,243,244],{},"Comment souscrire à une assurance vie?",[63,246,251,254,257],{"el":247,"res":248},"f3cad9a",{"tag":24,"class":249,"type":34,"widget":68,"container":36,"lead":250},"elementor-element elementor-element-f3cad9a elementor-widget elementor-widget-text-editor",{"tag":41,"class":85},[41,252,253],{},"Il existe plusieurs façons de souscrire à une assurance vie. Celle que vous propose LIVSTA est complètement ajustée à votre situation personnelle et financière.",[41,255,256],{},"Fière de son indépendance, l’équipe LIVSTA a des ententes avec la majorité des institutions financières et n’a aucun parti pris. 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LIVSTA vous aide avec cet article à lire dès maintenant!",null,"834","md","https:\u002F\u002Flivsta.ca\u002Fconseils-finance-blogue\u002Fpourquoi-avoir-une-assurance-vie-et-laquelle-choisir\u002F",{},"\u002Fimages\u002F2022\u002F05\u002Fheader_article_assuranceVie.jpg","Pourquoi prendre une assurance vie et laquelle choisir?","\u002Fconseils-finance-blogue\u002Fpourquoi-avoir-une-assurance-vie-et-laquelle-choisir","follow, index, max-snippet:-1, max-video-preview:-1, max-image-preview:large",{"title":5,"description":306,"robots":315},"Pourquoi prendre une assurance vie et laquelle choisir? | LIVSTA","conseils-finance-blogue\u002Fpourquoi-avoir-une-assurance-vie-et-laquelle-choisir","9o-X92oBMkha5gpsMqXk7ZEUvMaH4kWN7M1Y2rexono",1790345576048]