[{"data":1,"prerenderedAt":512},["ShallowReactive",2],{"page-\u002Fouvrir-compte-bancaire-en-ligne\u002Fceliapp":3},{"id":4,"title":5,"body":6,"composed":499,"description":500,"elementorDocs":501,"elementorId":502,"extension":503,"legacyUrl":504,"meta":505,"navigation":499,"ogDescription":500,"ogImage":88,"ogTitle":506,"path":507,"robots":508,"seo":509,"seoTitle":506,"stem":510,"__hash__":511},"pages\u002Fouvrir-compte-bancaire-en-ligne\u002Fceliapp.md","CELIAPP : compte épargne libre d’impôt pour l’achat d’une première propriété",{"type":7,"value":8,"toc":496},"minimark",[9,73,126,172,219,265,284],[10,11,19,67],"el-section",{"el":12,"res":13},"288ddb0",{"tag":14,"class":15,"type":14,"settings":16,"container":17,"overlay":18},"section","elementor-section elementor-top-section elementor-element elementor-element-288ddb0 elementor-section-full_width elementor-hidden-tablet elementor-hidden-mobile elementor-section-height-default elementor-section-height-default","{\"background_background\":\"classic\"}","elementor-container elementor-column-gap-default","elementor-background-overlay",[20,21,28,43,52],"el-column",{"el":22,"res":23},"204309b4",{"tag":24,"class":25,"type":26,"wrap":27},"div","elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-204309b4","column","elementor-widget-wrap elementor-element-populated",[29,30,40],"el-heading",{"el":31,"res":32},"9f1b82c",{"tag":24,"class":33,"type":34,"widget":35,"container":36,"lead":37},"elementor-element elementor-element-9f1b82c elementor-widget elementor-widget-heading","widget","heading.default","elementor-widget-container",{"tag":38,"class":39},"h1","elementor-heading-title elementor-size-default",[41,42,5],"p",{},[44,45],"el-breadcrumb",{"el":46,"res":47},"4563fa63",{"tag":24,"class":48,"type":34,"widget":49,"container":36,"lead":50},"elementor-element elementor-element-4563fa63 elementor-widget elementor-widget-global elementor-global-283 elementor-widget-shortcode","shortcode.default",{"tag":24,"class":51},"elementor-shortcode",[53,54,61,64],"el-text",{"el":55,"res":56},"5e64e8a1",{"tag":24,"class":57,"type":34,"widget":58,"container":36,"lead":59},"elementor-element elementor-element-5e64e8a1 elementor-widget elementor-widget-text-editor","text-editor.default",{"tag":24,"class":60},"page",[41,62,63],{},"Avez-vous entendu parler du CELIAPP, cette nouvelle aide à l’achat d’une première maison disponible à partir de 2023? À mi-chemin entre le CELI et le RAP, ce véhicule d’épargne 2.0 promet de nombreux avantages aux futurs propriétaires.",[41,65,66],{},"Vous souhaitez entreprendre des démarches pour acquérir votre première propriété? Vous vous demandez quelle stratégie d’épargne serait la plus efficace pour l’atteinte de vos objectifs? Le CELIAPP est peut-être l’outil qu’il vous faut!",[20,68],{"el":69,"res":70},"64cbd441",{"tag":24,"class":71,"type":26,"wrap":72},"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-64cbd441","elementor-widget-wrap",[10,74,78,96],{"el":75,"res":76},"4c51e123",{"tag":14,"class":77,"type":14,"settings":16,"container":17,"overlay":18},"elementor-section elementor-top-section elementor-element elementor-element-4c51e123 elementor-section-full_width elementor-hidden-desktop elementor-section-height-default elementor-section-height-default",[20,79,83],{"el":80,"res":81},"3e37b52c",{"tag":24,"class":82,"type":26,"wrap":27},"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3e37b52c",[84,85],"el-image",{"el":86,"height":87,"src":88,"width":89,"res":90},"2a8920b2",742,"\u002Fimages\u002F2022\u002F08\u002FheaderCeliapp.jpg",1920,{"tag":24,"class":91,"type":34,"widget":92,"container":36,"lead":93},"elementor-element elementor-element-2a8920b2 elementor-widget elementor-widget-image","image.default",{"tag":94,"class":95},"picture","",[20,97,101,110,116],{"el":98,"res":99},"6960c85b",{"tag":24,"class":100,"type":26,"settings":16,"wrap":27},"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6960c85b",[29,102,108],{"el":103,"res":104},"745c7e78",{"tag":24,"class":105,"type":34,"widget":35,"container":36,"lead":106},"elementor-element elementor-element-745c7e78 elementor-widget elementor-widget-heading",{"tag":107,"class":39},"h2",[41,109,5],{},[44,111],{"el":112,"res":113},"49a60d14",{"tag":24,"class":114,"type":34,"widget":49,"container":36,"lead":115},"elementor-element elementor-element-49a60d14 elementor-widget elementor-widget-global elementor-global-283 elementor-widget-shortcode",{"tag":24,"class":51},[53,117,122,124],{"el":118,"res":119},"14869f3e",{"tag":24,"class":120,"type":34,"widget":58,"container":36,"lead":121},"elementor-element elementor-element-14869f3e elementor-widget elementor-widget-text-editor",{"tag":24,"class":60},[41,123,63],{},[41,125,66],{},[10,127,131],{"el":128,"res":129},"74cec8b4",{"tag":14,"class":130,"type":14,"settings":16,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-74cec8b4 elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,132,136,149],{"el":133,"res":134},"46b0869c",{"tag":24,"class":135,"type":26,"wrap":27},"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-46b0869c",[29,137,142],{"el":138,"res":139},"64829f26",{"tag":24,"class":140,"type":34,"widget":35,"container":36,"lead":141},"elementor-element elementor-element-64829f26 elementor-widget elementor-widget-heading",{"tag":107,"class":39},[41,143,144,145],{},"Les principaux avantages du ",[146,147,148],"strong",{},"CELIAPP",[53,150,155,158,161,164,167,169],{"el":151,"res":152},"2646f89f",{"tag":24,"class":153,"type":34,"widget":58,"container":36,"lead":154},"elementor-element elementor-element-2646f89f elementor-widget elementor-widget-text-editor",{"tag":24,"class":60},[41,156,157],{},"Souvent présenté comme étant le meilleur des deux mondes, le CELIAPP propose, en effet, un heureux mélange des avantages du CELI et du RAP.",[41,159,160],{},"​",[41,162,163],{},"Par exemple, les montants déposés dans votre CELIAPP ne seront pas touchés par l’impôt, ce qui en fait un bon moyen de diminuer votre revenu imposable à la fin de l’année. Comme pour une cotisation à un REER, vos cotisations au CELIAPP sont déductibles d’impôt. Pour ce qui est des retraits, vous bénéficiez des mêmes avantages qu’avec un CELI, c’est-à-dire que si le montant est retiré pour l’achat de votre première maison, vous n’aurez pas à payer l’impôt qui s’y rattache.",[41,165,166],{},"Par conséquent, si vous deviez retirer une partie de vos économies de votre CELIAPP pour autre chose que l’achat d’une propriété, le montant deviendrait imposable. Cela dit, vous n’aurez pas à le rembourser comme c’est le cas avec un REER.",[41,168,160],{},[41,170,171],{},"Autre bonne chose à savoir, les profits générés dans votre CELIAPP seront, eux aussi, libres d’impôt si utilisés comme aide à l’achat d’une première maison.",[10,173,177,191],{"el":174,"res":175},"63dc5396",{"tag":14,"class":176,"type":14,"settings":16,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-63dc5396 elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,178,182],{"el":179,"res":180},"10d6b7",{"tag":24,"class":181,"type":26,"wrap":27},"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-10d6b7",[84,183],{"el":184,"height":185,"src":186,"width":187,"res":188},"4cb1aff1",610,"\u002Fimages\u002F2021\u002F09\u002Fphoto_assuranceAccident.jpg",445,{"tag":24,"class":189,"type":34,"widget":92,"container":36,"lead":190},"elementor-element elementor-element-4cb1aff1 elementor-widget elementor-widget-image",{"tag":94,"class":95},[20,192,196,205],{"el":193,"res":194},"5f62be8d",{"tag":24,"class":195,"type":26,"wrap":27},"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5f62be8d",[29,197,202],{"el":198,"res":199},"43224e67",{"tag":24,"class":200,"type":34,"widget":35,"container":36,"lead":201},"elementor-element elementor-element-43224e67 elementor-widget elementor-widget-heading",{"tag":107,"class":39},[41,203,204],{},"CELIAPP et plafond de cotisation",[53,206,211,214,216],{"el":207,"res":208},"c624f75",{"tag":24,"class":209,"type":34,"widget":58,"container":36,"lead":210},"elementor-element elementor-element-c624f75 elementor-widget elementor-widget-text-editor",{"tag":24,"class":60},[41,212,213],{},"Tout comme le CELI, le CELIAPP possède un plafond de cotisation qui est le même pour tous les Canadiens âgés de 18 ans et plus. Vous pourrez donc y placer un maximum de 8 000 $ par année et de 40 000 $ à vie. Si vous cotisez jusqu’à la limite autorisée, vous pourriez atteindre votre plafond de cotisation en 5 ans d’épargne. Les fonds devront être utilisés pour l’achat d’une propriété dans les 15 années suivant l’ouverture du compte.",[41,215,160],{},[41,217,218],{},"À la différence du CELI, le CELIAPP ne permet pas de transférer des droits de cotisation inutilisés à l’année suivante. À noter aussi que ce nouveau véhicule d’épargne ne peut être combiné au RAP.",[10,220,224],{"el":221,"res":222},"26a9061a",{"tag":14,"class":223,"type":14,"settings":16,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-26a9061a elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,225,229,238,252],{"el":226,"res":227},"ebf8927",{"tag":24,"class":228,"type":26,"settings":16,"wrap":27},"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ebf8927",[29,230,235],{"el":231,"res":232},"508a5795",{"tag":24,"class":233,"type":34,"widget":35,"container":36,"lead":234},"elementor-element elementor-element-508a5795 elementor-widget elementor-widget-heading",{"tag":107,"class":39},[41,236,237],{},"L'aide à l’achat d’une première maison qu’il vous faut",[53,239,244,247,249],{"el":240,"res":241},"908fa60",{"tag":24,"class":242,"type":34,"widget":58,"container":36,"lead":243},"elementor-element elementor-element-908fa60 elementor-widget elementor-widget-text-editor",{"tag":24,"class":60},[41,245,246],{},"Si vous souhaitez acquérir votre première propriété dans un avenir rapproché et que vous êtes à la recherche d’une option d’épargne qui colle à votre situation et à vos objectifs, LIVSTA peut vous aider.",[41,248,160],{},[41,250,251],{},"Pour obtenir une stratégie personnalisée et entièrement gratuite, vous pouvez débuter par remplir notre court questionnaire qui vous proposera les meilleures solutions pour la réalisation de votre projet. Par après, il nous fera plaisir de discuter du CELIAPP et des autres outils d’épargne disponibles qui vous mèneront à l’achat de votre première maison!",[253,254,262],"el-button",{"el":255,"to":256,"res":257},"7569f5c9","https:\u002F\u002Fapp.livsta.ca\u002Fpresentation\u002F4cd4dff4-cba5-4a68-b4c8-20896e609b40\u002Fsurvey",{"tag":24,"class":258,"type":34,"widget":259,"container":36,"lead":260},"elementor-element elementor-element-7569f5c9 elementor-align-center elementor-widget elementor-widget-button","button.default",{"tag":24,"class":261},"elementor-button-wrapper",[41,263,264],{},"Obtenir ma stratégie personnalisée",[10,266,270],{"el":267,"res":268},"3946dbbe",{"tag":14,"class":269,"type":14,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-3946dbbe elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,271,275],{"el":272,"res":273},"467ba4aa",{"tag":24,"class":274,"type":26,"wrap":27},"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-467ba4aa",[29,276,281],{"el":277,"res":278},"677d5e27",{"tag":24,"class":279,"type":34,"widget":35,"container":36,"lead":280},"elementor-element elementor-element-677d5e27 elementor-widget elementor-widget-heading",{"tag":107,"class":39},[41,282,283],{},"Nos autres types d'assurance de personne",[10,285,289],{"el":286,"res":287},"478aa971",{"tag":14,"class":288,"type":14,"settings":16,"container":17},"elementor-section elementor-top-section elementor-element elementor-element-478aa971 elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,290,294,408],{"el":291,"res":292},"53b13d20",{"tag":24,"class":293,"type":26,"wrap":27},"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-53b13d20",[10,295,299,329,356,382],{"el":296,"res":297},"5a4429ed",{"tag":14,"class":298,"type":14,"container":17},"elementor-section elementor-inner-section elementor-element elementor-element-5a4429ed elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,300,304,320],{"el":301,"res":302},"4869eb99",{"tag":24,"class":303,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4869eb99",[305,306,317],"el-icon-box",{"el":307,"icon":308,"title":309,"title-tag":107,"to":310,"res":311},"48dc9bd8","\u002Fimages\u002F2021\u002F09\u002FiconePlanifierFinance.svg","Le compte bancaire à ouvrir en ligne : le compte d’épargne à intérêt élevé","\u002Fouvrir-compte-bancaire-en-ligne\u002Fcompte-epargne-interet-eleve\u002F",{"tag":24,"class":312,"type":34,"widget":313,"container":36,"lead":314,"svg":316},"elementor-element elementor-element-48dc9bd8 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box","icon-box.default",{"tag":315,"class":95},"link","\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" xmlns:xlink=\"http:\u002F\u002Fwww.w3.org\u002F1999\u002Fxlink\" id=\"fond-urgence\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cdefs>\u003ClinearGradient id=\"linear-gradient\" x1=\"0.004\" y1=\"0.996\" x2=\"1\" gradientUnits=\"objectBoundingBox\">\u003Cstop offset=\"0\" stop-color=\"#2f7299\">\u003C\u002Fstop>\u003Cstop offset=\"1\" stop-color=\"#3398a6\">\u003C\u002Fstop>\u003C\u002FlinearGradient>\u003C\u002Fdefs>\u003Ccircle id=\"Ellipse_5\" data-name=\"Ellipse 5\" cx=\"32\" cy=\"32\" r=\"32\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_20\" data-name=\"Tracé 20\" d=\"M17,15H46.6V48.894H17Z\" fill=\"none\" fill-rule=\"evenodd\">\u003C\u002Fpath>\u003Cpath id=\"Tracé_21\" data-name=\"Tracé 21\" d=\"M28.294,27.288A2.3,2.3,0,0,1,26,29.581H24.294V1.308H26A2.3,2.3,0,0,1,28.293,3.6V27.288ZM26,0H12.439a3.6,3.6,0,0,0-3.6,3.6v8.183c-3.394,2.9-8.585,7.51-8.785,8.684-.12.7-.041,4.609.253,12.651a.663.663,0,0,0,.679.637.661.661,0,0,0,.63-.685c-.282-7.634-.374-11.8-.283-12.338.273-.7,3.831-4.034,7.506-7.222v7.58L6.33,23.783a.653.653,0,1,0,.956.89l6.393-6.86a2.43,2.43,0,0,1,3.166-.49,2.646,2.646,0,0,1,.107,3.339L8.716,32.875a.654.654,0,0,0,1.083.731l8.238-12.213a3.933,3.933,0,0,0-.337-5.06,3.712,3.712,0,0,0-4.968.58l-2.586,2.774v-7.3h0V3.6a2.293,2.293,0,0,1,2.292-2.293H22.987V29.58h-7.7a.654.654,0,1,0,0,1.308H26a3.6,3.6,0,0,0,3.6-3.6V3.6A3.6,3.6,0,0,0,26,0Z\" transform=\"translate(17 15)\" fill-rule=\"evenodd\" fill=\"url(#linear-gradient)\">\u003C\u002Fpath>\u003C\u002Fsvg>",[41,318,319],{},"Polyvalent et très flexible, ce compte est idéal pour épargner pour vos projets à court terme et pour organiser votre budget. Il propose des intérêts avantageux tout en vous accordant une grande latitude : vous pouvez facilement y déposer des montants et les retirer, selon vos besoins.",[253,321,326],{"el":322,"to":310,"res":323},"20fb7fcd",{"tag":24,"class":324,"type":34,"widget":259,"container":36,"lead":325},"elementor-element elementor-element-20fb7fcd elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,327,328],{},"En savoir plus",[20,330,334,348],{"el":331,"res":332},"c4debc2",{"tag":24,"class":333,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-c4debc2",[305,335,345],{"el":336,"icon":337,"title":338,"title-tag":107,"to":339,"res":340},"06da0eb","\u002Fimages\u002F2021\u002F09\u002Ficone_celi.svg","Le CELI : un incontournable pour vos grands projets","\u002Fouvrir-compte-bancaire-en-ligne\u002Fceli\u002F",{"tag":24,"class":341,"type":34,"widget":313,"container":36,"lead":342,"svg":344},"elementor-element elementor-element-06da0eb elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box",{"tag":24,"class":343},"elementor-icon-box-wrapper","\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cg id=\"Groupe_389\" data-name=\"Groupe 389\" transform=\"translate(-38 -602)\">\u003Ccircle id=\"Ellipse_13\" data-name=\"Ellipse 13\" cx=\"32\" cy=\"32\" r=\"32\" transform=\"translate(38 602)\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_55\" data-name=\"Tracé 55\" d=\"M9.863,26.3a6.342,6.342,0,0,0,5.025-2.375l-1.15-1.25a4.875,4.875,0,0,1-3.8,1.775c-3.1,0-5.05-2.575-5.05-6.7,0-4.075,2.05-6.6,5.125-6.6a4.506,4.506,0,0,1,3.35,1.475l1.15-1.3A6.084,6.084,0,0,0,9.988,9.3c-4.175,0-7.275,3.225-7.275,8.5C2.713,23.15,5.763,26.3,9.863,26.3Zm8.075-.3h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45Zm13.175,0h9.25V24.225h-7.15V9.6h-2.1Zm12.15,0h2.1V9.6h-2.1Z\" transform=\"translate(46 616)\" fill=\"#2f7299\">\u003C\u002Fpath>\u003C\u002Fg>\u003C\u002Fsvg>",[41,346,347],{},"Le CELI, ou compte d’épargne libre d’impôt, vous permet d’épargner pour vos projets personnels à moyen ou à long terme. Le principal avantage du CELI est que votre épargne fructifie à l’abri de l’impôt. Ouvrez ce compte bancaire en ligne dès maintenant!",[253,349,354],{"el":350,"to":339,"res":351},"a7489cc",{"tag":24,"class":352,"type":34,"widget":259,"container":36,"lead":353},"elementor-element elementor-element-a7489cc elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,355,328],{},[20,357,361,374],{"el":358,"res":359},"419ebff8",{"tag":24,"class":360,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-419ebff8",[305,362,371],{"el":363,"icon":364,"title":365,"title-tag":107,"to":366,"res":367},"735dde1f","\u002Fimages\u002F2021\u002F09\u002Ficone_cri.svg","Le compte de retraite immobilisé (CRI)","\u002Fouvrir-compte-bancaire-en-ligne\u002Fcri\u002F",{"tag":24,"class":368,"type":34,"widget":313,"container":36,"lead":369,"svg":370},"elementor-element elementor-element-735dde1f elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box",{"tag":24,"class":343},"\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cg id=\"Groupe_390\" data-name=\"Groupe 390\" transform=\"translate(-176 -602)\">\u003Ccircle id=\"Ellipse_16\" data-name=\"Ellipse 16\" cx=\"32\" cy=\"32\" r=\"32\" transform=\"translate(176 602)\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_56\" data-name=\"Tracé 56\" d=\"M15.4,26.3a6.342,6.342,0,0,0,5.025-2.375l-1.15-1.25a4.875,4.875,0,0,1-3.8,1.775c-3.1,0-5.05-2.575-5.05-6.7,0-4.075,2.05-6.6,5.125-6.6a4.506,4.506,0,0,1,3.35,1.475l1.15-1.3A6.084,6.084,0,0,0,15.525,9.3c-4.175,0-7.275,3.225-7.275,8.5C8.25,23.15,11.3,26.3,15.4,26.3Zm8.075-.3h2.1V19.075h2.95L32.475,26H34.85l-4.175-7.15a4.471,4.471,0,0,0,3.675-4.625c0-3.425-2.4-4.625-5.75-4.625H23.475Zm2.1-8.625V11.3H28.3c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15ZM37.725,26h2.1V9.6h-2.1Z\" transform=\"translate(184 616)\" fill=\"#2f7299\">\u003C\u002Fpath>\u003C\u002Fg>\u003C\u002Fsvg>",[41,372,373],{},"Le CRI est un compte qui permet de conserver les sommes épargnées dans un régime de retraite associé à un employeur lors d’un changement d’emploi. L’épargne est transférée à l’abri de l’impôt et travaille pour vous. Vous avez l’option d’ouvrir ce compte bancaire en ligne avec la majorité des firmes de placement ou des banques si vous changez d’employeur.",[253,375,380],{"el":376,"to":366,"res":377},"50e900a5",{"tag":24,"class":378,"type":34,"widget":259,"container":36,"lead":379},"elementor-element elementor-element-50e900a5 elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,381,328],{},[20,383,387,400],{"el":384,"res":385},"5238127b",{"tag":24,"class":386,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5238127b",[305,388,397],{"el":389,"icon":390,"title":391,"title-tag":107,"to":392,"res":393},"85e2048","\u002Fimages\u002F2021\u002F09\u002Ficone_reee.svg","Le REEE, pour l’avenir de vos enfants","\u002Fouvrir-compte-bancaire-en-ligne\u002Freee\u002F",{"tag":24,"class":394,"type":34,"widget":313,"container":36,"lead":395,"svg":396},"elementor-element elementor-element-85e2048 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box",{"tag":24,"class":343},"\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cg id=\"Groupe_391\" data-name=\"Groupe 391\" transform=\"translate(-38 -716)\">\u003Ccircle id=\"Ellipse_18\" data-name=\"Ellipse 18\" cx=\"32\" cy=\"32\" r=\"32\" transform=\"translate(38 716)\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_58\" data-name=\"Tracé 58\" d=\"M3.863,26h2.1V19.075h2.95L12.863,26h2.375l-4.175-7.15a4.471,4.471,0,0,0,3.675-4.625c0-3.425-2.4-4.625-5.75-4.625H3.863Zm2.1-8.625V11.3H8.688c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15ZM18.113,26h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45Zm13.175,0h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45Zm13.175,0h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45Z\" transform=\"translate(42 730)\" fill=\"#2f7299\">\u003C\u002Fpath>\u003C\u002Fg>\u003C\u002Fsvg>",[41,398,399],{},"Le régime enregistré d’épargne-études est un compte bancaire que vous pouvez ouvrir en ligne pour vos enfants. De généreuses subventions gouvernementales y sont versées proportionnellement à votre épargne. Le REEE est donc, de loin, le meilleur compte pour l’épargne-études.",[253,401,406],{"el":402,"to":392,"res":403},"64557cda",{"tag":24,"class":404,"type":34,"widget":259,"container":36,"lead":405},"elementor-element elementor-element-64557cda elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,407,328],{},[10,409,413,439,465,491],{"el":410,"res":411},"4a0c5fb4",{"tag":14,"class":412,"type":14,"container":17},"elementor-section elementor-inner-section elementor-element elementor-element-4a0c5fb4 elementor-section-full_width elementor-section-height-default elementor-section-height-default",[20,414,418,431],{"el":415,"res":416},"1a2e7766",{"tag":24,"class":417,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-1a2e7766",[305,419,428],{"el":420,"icon":421,"title":422,"title-tag":107,"to":423,"res":424},"437f45f1","\u002Fimages\u002F2021\u002F09\u002Ficone_reei.svg","Le régime enregistré d’épargne-invalidité","\u002Fouvrir-compte-bancaire-en-ligne\u002Freei\u002F",{"tag":24,"class":425,"type":34,"widget":313,"container":36,"lead":426,"svg":427},"elementor-element elementor-element-437f45f1 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box",{"tag":24,"class":343},"\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cg id=\"Groupe_392\" data-name=\"Groupe 392\" transform=\"translate(-176 -716)\">\u003Ccircle id=\"Ellipse_17\" data-name=\"Ellipse 17\" cx=\"32\" cy=\"32\" r=\"32\" transform=\"translate(176 716)\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_57\" data-name=\"Tracé 57\" d=\"M3.163,26h2.1V19.075h2.95L12.163,26h2.375l-4.175-7.15a4.471,4.471,0,0,0,3.675-4.625c0-3.425-2.4-4.625-5.75-4.625H3.163Zm2.1-8.625V11.3H7.988c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15ZM17.413,26h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45Zm13.175,0h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45Zm13.175,0h2.1V9.6h-2.1Z\" transform=\"translate(184 730)\" fill=\"#2f7299\">\u003C\u002Fpath>\u003C\u002Fg>\u003C\u002Fsvg>",[41,429,430],{},"Le REEI s’adresse aux personnes en situation de handicap. Il permet d’épargner tout en recevant d’importantes subventions gouvernementales. Si vous êtes dans cette situation, nous vous invitons à ouvrir un compte bancaire REEI en ligne.",[253,432,437],{"el":433,"to":423,"res":434},"7a4269bf",{"tag":24,"class":435,"type":34,"widget":259,"container":36,"lead":436},"elementor-element elementor-element-7a4269bf elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,438,328],{},[20,440,444,457],{"el":441,"res":442},"78f14372",{"tag":24,"class":443,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-78f14372",[305,445,454],{"el":446,"icon":447,"title":448,"title-tag":107,"to":449,"res":450},"4834ede6","\u002Fimages\u002F2021\u002F09\u002Ficone_reer.svg","Le REER, pour une retraite à votre image","\u002Fouvrir-compte-bancaire-en-ligne\u002Freer\u002F",{"tag":24,"class":451,"type":34,"widget":313,"container":36,"lead":452,"svg":453},"elementor-element elementor-element-4834ede6 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box",{"tag":24,"class":343},"\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cg id=\"Groupe_393\" data-name=\"Groupe 393\" transform=\"translate(-38 -826)\">\u003Ccircle id=\"Ellipse_20\" data-name=\"Ellipse 20\" cx=\"32\" cy=\"32\" r=\"32\" transform=\"translate(38 826)\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_59\" data-name=\"Tracé 59\" d=\"M3.325,26h2.1V19.075h2.95L12.325,26H14.7l-4.175-7.15A4.471,4.471,0,0,0,14.2,14.225C14.2,10.8,11.8,9.6,8.45,9.6H3.325Zm2.1-8.625V11.3H8.15c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15ZM17.575,26h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45ZM30.75,26h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375H40.2V9.6H30.75Zm13.175,0h2.1V19.075h2.95L52.925,26H55.3l-4.175-7.15A4.471,4.471,0,0,0,54.8,14.225C54.8,10.8,52.4,9.6,49.05,9.6H43.925Zm2.1-8.625V11.3H48.75c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15Z\" transform=\"translate(42 840)\" fill=\"#2f7299\">\u003C\u002Fpath>\u003C\u002Fg>\u003C\u002Fsvg>",[41,455,456],{},"Le régime enregistré d’épargne-retraite vous permet de préparer votre retraite, mais aussi de diminuer votre revenu imposable dès maintenant. Nous vous proposons d’ouvrir ce compte bancaire en ligne pour en profiter dès cette année.",[253,458,463],{"el":459,"to":449,"res":460},"6d38303c",{"tag":24,"class":461,"type":34,"widget":259,"container":36,"lead":462},"elementor-element elementor-element-6d38303c elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,464,328],{},[20,466,470,483],{"el":467,"res":468},"7da8013",{"tag":24,"class":469,"type":26,"wrap":27},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-7da8013",[305,471,480],{"el":472,"icon":473,"title":474,"title-tag":107,"to":475,"res":476},"3334f390","\u002Fimages\u002F2021\u002F09\u002Ficone_rver.svg","RVER : épargner collectivement pour la retraite","\u002Fouvrir-compte-bancaire-en-ligne\u002Frevr-regime-volontaire-epargne-retraite\u002F",{"tag":24,"class":477,"type":34,"widget":313,"container":36,"lead":478,"svg":479},"elementor-element elementor-element-3334f390 elementor-view-default elementor-position-top elementor-mobile-position-top elementor-widget elementor-widget-icon-box",{"tag":24,"class":343},"\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" width=\"64\" height=\"64\" viewBox=\"0 0 64 64\">\u003Cg id=\"Groupe_394\" data-name=\"Groupe 394\" transform=\"translate(-176 -826)\">\u003Ccircle id=\"Ellipse_19\" data-name=\"Ellipse 19\" cx=\"32\" cy=\"32\" r=\"32\" transform=\"translate(176 826)\" fill=\"#eff7f8\">\u003C\u002Fcircle>\u003Cpath id=\"Tracé_60\" data-name=\"Tracé 60\" d=\"M2.4,26H4.5V19.075H7.45L11.4,26h2.375L9.6,18.85a4.471,4.471,0,0,0,3.675-4.625c0-3.425-2.4-4.625-5.75-4.625H2.4Zm2.1-8.625V11.3H7.225c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15ZM19.675,26H22.1L27.425,9.6h-2.15L22.55,18.45c-.575,1.925-.975,3.5-1.575,5.4h-.1c-.6-1.9-1.025-3.475-1.575-5.4L16.75,9.6H14.525Zm10,0h9.7V24.225h-7.6v-5.95h6.2V16.5h-6.2V11.375h7.35V9.6h-9.45ZM42.85,26h2.1V19.075H47.9L51.85,26h2.375L50.05,18.85a4.471,4.471,0,0,0,3.675-4.625c0-3.425-2.4-4.625-5.75-4.625H42.85Zm2.1-8.625V11.3h2.725c2.55,0,3.95.775,3.95,2.925,0,2.1-1.4,3.15-3.95,3.15Z\" transform=\"translate(181 840)\" fill=\"#2f7299\">\u003C\u002Fpath>\u003C\u002Fg>\u003C\u002Fsvg>",[41,481,482],{},"Le régime volontaire d’épargne-retraite permet de mettre en commun l’épargne-retraite de plusieurs personnes. Les frais de gestion sont ainsi réduits. Si vous croyez que ce produit est adapté à la situation de votre entreprise, nous pouvons vous guider en ligne pour ouvrir ce compte bancaire avec une institution financière solide.",[253,484,489],{"el":485,"to":475,"res":486},"57aa2b1b",{"tag":24,"class":487,"type":34,"widget":259,"container":36,"lead":488},"elementor-element elementor-element-57aa2b1b elementor-widget elementor-widget-button",{"tag":24,"class":261},[41,490,328],{},[20,492],{"el":493,"res":494},"8c99306",{"tag":24,"class":495,"type":26,"wrap":72},"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-8c99306",{"title":95,"searchDepth":497,"depth":497,"links":498},2,[],true,"Connaissez-vous le CELIAPP? Ce nouveau véhicule d'épargne pourrait vous aider lors de l’achat de votre première maison. Contactez- nous!",null,"883","md","https:\u002F\u002Flivsta.ca\u002Fouvrir-compte-bancaire-en-ligne\u002Fceliapp\u002F",{},"CELIAPP - Ouvrir un Compte en ligne - Livsta","\u002Fouvrir-compte-bancaire-en-ligne\u002Fceliapp","follow, index, max-snippet:-1, max-video-preview:-1, max-image-preview:large",{"title":5,"description":500,"robots":508},"ouvrir-compte-bancaire-en-ligne\u002Fceliapp","HbGvJyHhugV9VdXUWYVusIiExVNdP8PXJa0mX-woeGU",1790345577903]